Our vision at Azure is to help you enjoy a secure financial future. We realise every household has different lifestyles and needs. With over 90% of Australians retiring with not enough income to comfortably live on, we take the time to truly understand you, your situation and what is important to you.
The story of creating wealth
The earlier you start saving and investing the better. This is because of the impact that time and compounding have on your money. Interest accumulated over time through shares and managed funds will be earned on the original money you invested, plus additional investments, plus all the interest previously accumulated. Also, the sooner you begin to save, the more experienced and attuned you will become to the activity.
Start saving
Regular investing is a particularly effective and convenient way to help you reach your financial goals. Even a little money invested regularly can grow into a tidy sum over time. The easiest way to save is through a regular investment plan. By investing an amount each month, you will be well on your way to developing substantial savings, and this introduces you to the world of investing. A regular savings plan over the long term will help smooth out your purchase price of those investments through the market’s ups and downs, thereby reducing the risk of investing in volatile markets.
Maximise your savings and diversify your investments
Always maximise the return on the money you do have by opening a higher interest earning savings, cash management account, or a term deposit account or invest it wisely. The wisest investment strategy follows the old adage, “don’t put all of your eggs into one basket.” Your investments should be made following a clear strategy that diversifies your risk through spreading your investments, though not too much. In addition, the best strategy for you takes into consideration your investment time frame, goals, current financial situation, and importantly your risk profile.
Protect what you have
Savings plans, superannuation, property, direct shares and managed funds are all tools that help create wealth and achieve financial goals, especially for retirement. But as you grow your savings and investments your replacement risk becomes greater if something troublesome were to happen to you or your ability to earn money. This is why you often hear it said, “A financial plan is not complete without wealth protection.” It is very important that you protect your wealth and your family both now and in the future. This is normally achieved through the use of various life insurance products. We will assist you with the most appropriate type and level of protection you require.
The right advice
It is important to take a considered approach to your financial needs, situation, risk profile and goals when designing an appropriate financial plan. Many people often achieve superior results for themselves by linking an accountant, who specialises in reducing your tax liabilities, with our Mortgage Brokers and our Financial Advisers. Because this is so often the case, we take a holistic financial approach that, depending on your circumstances and wishes, may incorporate your accountant, and even a lawyer for estate and business needs.
Tips for everyone:
- Define your goals and your financial needs on a regular basis – things change and so can your priorities.
- Know and understand your own risk tolerance.
- Set a time frame for each of your goals.
- Seek advice from a qualified one of our qualified financial advisers.
- Be realistic.
- Balance your savings and investment strategy with your goals, time frame, and risk tolerance.
- Your financial plan should include a plan for your retirement, and it should be a high priority.
To find out more and speak to your local expert call us on 1300 1AZURE or click here.
Professional Investment Services Pty Ltd
ABN 11 074 608 558 | AFSL 234951
Head Office
Level 14, Corporate Centre One
Cnr Bundall Road & Slatyer Avenue, Bundall, QLD 4217
T: (07) 5574 0244
F: (07) 5574 0180
E: info@profinvest.com.au
GENERAL ADVICE WARNING
The information provided on this website has been provided as general advice only. We have not considered your financial circumstances, needs or objectives and you should seek the assistance of your Professional Investment Services (PIS) Authorised Representative before you make any decision regarding any products mentioned in this communication. Whilst all care has been taken in the preparation of this material, no warranty is given in respect of the information provided and accordingly neither Professional Investment Services nor its related entities, employees or agents shall be liable on any ground whatsoever with respect to decisions or actions taken as a result of you acting upon such information.
